Would pay off the promotional purchase amount within 12 months, but only if there are no other balances on your account at any time during the 12 months promotional period and you make your payments on time.Equals the promotional purchase amount divided by 12 (which may include taxes and shipping charges) rounded to the next highest one dollar.The suggested equal monthly payments may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12 month promotional financing offer.